Earnest Money in Arizona 2026: How Much to Put Down and When You Get It Back

Published on: 08/28/2026

Most Arizona buyers put 1% to 3% down in earnest money, about $5,250 to $15,750 on a $525,000 Scottsdale home. When you get it back, when you lose it, and what your lender needs to see. Pillar Mortgage Group.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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